Once you've picked an area, the next big choice is ready-to-move or under-construction. Each suits different buyers. Here's a clear comparison.
Ready-to-move: pros
- What you see is what you get — inspect the actual flat, light, ventilation and quality.
- No waiting — move in or rent out immediately.
- No GST on a completed property with a completion certificate.
- No construction-delay risk.
Ready-to-move: cons
It usually costs more, choice can be limited, and you can't customise during construction.
Under-construction: pros
- Lower entry price and staged, construction-linked payments that ease cash flow.
- More choice of units, floors and facing.
- Potential appreciation by the time it's ready.
Under-construction: cons
GST applies to under-construction homes, there's a real risk of delay, and you're trusting brochures and a sample flat rather than the finished product.
How to decide
Choose ready-to-move if you need to move soon, want certainty, or are risk-averse. Choose under-construction if you want a lower price or specific unit and can wait — but only from a credible builder with a RERA-registered project and a solid track record. With under-construction, the builder's reputation matters more than the brochure.